Easy Online Cooperative Platform

The loan products chosen by Dana Baguslah users are as follows:

Loan amount range: IDR 500,000 ~ IDR 5,000,000

Loan term: minimum loan term of 91 days, maximum loan term of 300 days

Loan interest: Maximum annual interest rate (APR) is 18% / year, and daily interest rate is 18% / 365 = 0.05% / day

Other costs: none

Example calculation:

Loan amount: IDR 1,000,000

Loan term: 120 days (4 months)

Annual rate(APR): 18% per year (0.05% per day)

Principal amount received by user: IDR 1,000,000

Interest calculation: interest to be paid daily (1,000,000 * 0.05%) = IDR 500; interest to be paid every month (500 * 30) = IDR 15,000

Monthly payment amount: (1,000,000 / 4 + 15,000) = IDR 265,000

Total loan fee: (15,000 * 4) = IDR 60,000

Total repayment amount after loan maturity = (Loan amount + interest) = (1,000,000 + 60,000) = Rp1,060,000

PT. Dana Baguslah Indonesia has been approved by the Ministry of Cooperatives and Small and Medium Enterprises, and has been registered with the Ministry of Communication and Information as the provider of the electronic system. Dana Baguslah-pure online is a product of PT. Dana Baguslah Indonesia, helping to improve the economic welfare of members through online loans.

In order to become a member of a cooperative and be able to apply for a loan, you must meet the following requirements:

An Indonesian citizen (WNI).

Paying principal and mandatory savings in accordance with applicable regulations.

Approved the results of the Annual Member Meeting (RAT), especially regarding the cooperative's budget in the form of the Articles of Association and Bylaws (AD-ART), and other applicable provisions within the cooperative.

After officially becoming a member of the cooperative, it will be easier for you to apply for a loan for your needs. Here are the requirements to apply for a loan of funds that you can do:

Status as a member of the cooperative.

Identity Card (KTP) husband and wife and Marriage Certificate, if already married.

Family Card (KK), electricity bill, salary slip, and pension book (if needed).

If users need convenient loan services, users only need to use the Dana Baguslah-pure online application. In addition, please note that Dana Baguslah-pure online is a platform that only provides registration services for members of PT.Dana Baguslah Indonesia. Dana Baguslah will filter loan products and assist members in applying for loans. Dana Baguslah does not directly provide loans to members.

Dana Baguslah product features:

1. Simple submission and only through the application process for members and prospective members of the cooperative

2. The application process is paperless and uses digital technology on mobile devices.

Dana Baguslah-pure products and services online are only available for: 1. Indonesian citizens

2. Age over 18 years old

3. Have an active and valid identity and account

4. Status as a member of the cooperative.

(Users who meet the requirements above can download Dana Baguslah-pure online from the Google Play store, then open and select the product to be submitted after registration, fill in the loan information and submit your application and disbursement of funds will be processed after the application is approved.)

Users can contact us via the following email:

Contact Email:[email protected]

Address: Jl. Captain Tendean Raya No 27A , West Kuningan, Mampang Prapatan, South Jakarta City