Dunia Finance

a mobile application presented by Dunia Finance for the people of Indonesia

Through pawnshop, Dunia Finance seeks to connect more closely with customers throughout Indonesia without being limited by distance and time.

Want to know what's in my pawn?

Automotive and Electronics Loans

New car loans, used cars, new motorbikes or used motorbikes

Multipurpose Fund Loan

The need for home renovations, children's education costs, adding business capital to additional funds for tourism can be submitted in the adiraku application. With a motorcycle or car BPKB guarantee, get a loan with competitive interest and a fast process. At Adira Finance, security is our priority, so don't hesitate to apply for a loan at Adira Finance.

General terms of car, motorcycle, multipurpose funds

1. Financing value

Motorcycle Loans: IDR 5,000,000 - IDR 2,000,000,000

Car Loans: IDR 50,000,000 – IDR 2,000,000,000

Electronic & Furniture Credit: IDR 1,500,000 - IDR 50,000,000

Multipurpose Fund Loan: IDR 3,000,000 - IDR 500,000,000

2. Flat interest rate per year

Motorcycle Loans: 13% - 40%

Car Loans: 6% - 20%

Multipurpose Fund Loans: 10% - 40%

3. Term

Motorcycle Loans: 12 - 36 months

Car Loans: 12 - 72 months

Multipurpose Fund Loan: 12 - 48 months

4. Administration and provision fees

Motorcycle Loans: IDR 800,000 - IDR 875,000

Car Loans: IDR 2,700,000 - IDR 4,200,000 and provision 0.00% - 2.25%

Electronic & Furniture Credit: IDR 175,000

Multipurpose Fund Loan: IDR 750,000 - IDR 3,325,000 and provision of 0.00% - 0.25%

5. Example calculation

Motorcycle loan with a unit price of IDR 30,000,000, initial payment of 10% and a tenor of 12 months, then monthly installments of IDR 3,129.000, so that the total paid in 1 year is IDR 37,548,000 including unit insurance and personal accident throughout the tenor

Car loan with unit price of Rp250,000,000, initial payment of 20% and tenor of 36 months, then monthly installments of Rp8,296,000, so that the total paid in 3 years is Rp298,656,000 including unit insurance, personal accident and life throughout the tenor

Mobile Credit with unit price of IDR 5,000,000, initial payment of 10% and tenor of 6 months, then monthly installments of IDR 1,145,000, so that the total paid in 6 months is IDR 6,867,000

Contract Management

So that you don't pay late and get fined, Adiraku will remind you before the due date. Pay directly through the application, more convenient and secure, or pay through other payment channels and stay comfortable with payment notifications directly in the application.

adirapoint

Pay installments on time on all payment channels, earn Adirapoin which can be used to pay installments or exchanged for various Adira Finance partner vouchers, such as telephone credit, electricity, shopping, food, and electronic money. Play fun games and do various activities in the app to get extra bonus adirapoints.

Service

Need customer service help? Gadaiku provides a Help menu to answer all your questions through FAQ information, send it via Ask Us or 24/7 livechat with Dunia Finance's official Whatsapp account.

So what are you waiting for, let's download adiraku immediately and enjoy unlimited services from Dunia Finance.

Dunia Finance is registered and supervised by the Financial Services Authority.