Kredivo

Buy now, pay later and get an instant loan with low interest rates

Shop now and pay later with Kredivo – no credit card required!

Are you ready to enjoy the convenience of installment payments both online and in-store with Kredivo?

Whether you're browsing at CellphoneS stores or exploring online at Shopee Mall, or other leading retailers like FPT Shop, Di Dong Viet, Bach Long Mobile, Con Cung, Kidsplaza, Mytour...Kredivo offers flexibility and convenience at your fingertips.

You can choose to pay back for Kredivo after 30 days or pay in 3-month interest-free installments and 6-month or 12-month installments with 3.5% interest and no need to pay anything in advance!

Do you need a quick loan? Enjoy Kredivo's unsecured installment loan with 3 and 6 month terms, easy and quick disbursement, extremely low interest rate, only 3.5%/month.

We also provide a number of other necessary daily spending services such as phone top-ups, utility bill payments, payable within 30 days, completely interest-free.

It's time to own everything you want now and relax later!

How to apply for a loan?

* You must be a Vietnamese citizen with a valid ID card/CCCD

* Minimum 18 years old

* Residing in Vietnam

* Have a minimum income of 4,000,000 VND per month

It only takes 5 minutes to register with Kredivo. What you need to provide includes ID card/CCCD, portrait photo, and authentic address. Your application will be approved in just a few minutes. Once your application is approved, you can start enjoying Kredivo's services immediately.

No need to worry about security, all your data is encrypted.

What else does Kredivo offer?

* Maximum Kredivo loan value: 50,000,000 VND

* Installment term: Minimum 3 months & maximum 6 months

Maximum annual interest rate (APR) including platform fee from 12% to 76%

Daily interest rates from 0.03%/day (12%/365) to 0.2082%/day (76%/365)

Payments are paid monthly, depending on the term chosen by the user.

* Loan simulation example:

Loan value: 2,000,000 VND,

Money you receive: 2,000,000 VND

Monthly installment payments based on the selected term are:

3-month loan: 2,000,000 VND (Total loan) + 139,561 VND (Interest) + 60,000 VND (Platform fee)

Total loan amount payable = 2,199,561 VND

Monthly installment amount = 733,187 VND / month

6-month loan: 2,000,000 VND (Total loan) + 248,323 VND (Interest) + 60,000 VND (Platform fee)

Total loan amount payable = 2,308,323 VND

Monthly installment amount = 384,721 VND / month

(1 month is counted as 30 days)

Buy now, pay later is an unsecured consumer loan product provided by VietCredit to customers through the Kredivo platform. Customers can use this product to pay for purchases of goods or services or borrow cash.

What are you waiting for? Download Kredivo now to enjoy the best financial services for your daily spending needs!

If you have feedback or questions regarding Kredivo, contact us via:

E-mail: [email protected]

Phone: +84-1900-2525-42

Working hours: Monday - Friday, 07.00 AM - 22.00 PM

Office address: 14th Floor, HM Town Building, No. 412, Nguyen Thi Minh Khai Street, Ward 15, District 3, Ho Chi Minh City, Vietnam