Oinc

automate personal finance

You are finally in control of your finances!

We know, it's complicated to handle everything and we're here to help you be in control of your finances and finally manage to save money without a headache!

With Oinc you can program recurring deposits with your credit card and round up the value of your transactions and add them up as you spend.

Did you order an Ifood for R$ 24.40? Automatically save R$0.60. Can you imagine this happening to all your credit card purchases? With every Uber you order, every month you pay for your Netflix and Spotify... You can save a good amount of money, right on your card without even realizing it!

And all the money saved still earns 100% of the Selic Rate, in an exclusive Digital Account for you to save money and reach your goals. All money in your Oinc is invested in Direct Treasury, the safest investment in the country.

TRY OINC PREMIUM. FREE FOR 30 DAYS, CANCEL ANYTIME.

HOW IT WORKS:

By subscribing to Oinc Premium for BRL 3.90 per month, you can save money on a recurring basis using your credit card with the Automatic Cofrinho and also round up and invest the “change” of your purchases with the Trocadinho functionality.

For the automatic piggy bank to work, just configure the recurrence and value. The transaction will automatically take place on your subscription credit card.

Already in the exchange, you can connect as many bank accounts as you want.

Today we connect with the following banks: Nubank, Itaú, Santander, Inter, Banco do Brasil and Caixa.

The rounded value of all purchases at all banks will be deposited at Oinc every Monday, in a single transaction directly on the registered card, and it is already starting to pay off. Earning money just got easier!

SUBSCRIPTION TERMS AND PRICES:

Oinc Free- Free

Account to save money and see it pay off!

Deposit manually on your Oinc by Pix, Ted or Boleto

Track your goal progress

Yields 100% of the Selic Rate, more than savings

Oinc Premium - BRL 3.90 per month

Oinc Free + automated functions (automatic piggy bank and change)

Automatic Piggy Bank: Store automatically by credit card

Trocadinho: Round the value of your transactions and add cents automatically

Track your goal progress

Yields 100% of the Selic Rate more than savings

SECURITY AND DATA

The data we ask for in your registration are those necessary in accordance with Brazilian regulations, in particular regulated by BACEN (Central Bank of Brazil) which regulates the country's financial activities.

We want to do everything in the safest way for you and we follow all the data protection rules of Brazilian law.

In addition, your data is encrypted in AWS, which is super safe and is used by large companies such as Apple, Amazon, Netflix, Nubank and even the Departments of State of the American Government.

Through partners, Oinc uses Open Banking, an innovation that allows greater customization of financial services. Created by the Central Bank, it is an open, free and secure financial system for you to share your data.

The Oinc Team is always prepared to help our customers! Just send a DM on Instagram, visit our website or send an email to [email protected].

Our website: [https://www.useoinc.com.br/](https://www.useoinc.com.br/)

Our Blog: https://blog.useoinc.com.br/

Follow us on social media!

Instagram: @useoinc

TikTok: @useoinc

Youtube: @useoinc

You can read the terms and conditions here:

https://www.useoinc.com.br/termos-de-uso/

You can read our privacy policy here:

https://www.useoinc.com.br/politica-de-privacidade/